*The weekly price shown is a guide only. These prices are calculated based on payments being made across 45 weeks, dividing the total cost of the product. The final week's payment may be different because of a rounding of the product price. The weekly price will be different depending on when you place your order. The price you need to pay is the total of the goods you have ordered.
All Canadian provinces have legislations passed to ban expiry dates and fees collected on gift cards. However, provincial gift card legislations do not apply to sectors that are regulated under federal laws. For example, gift cards that resemble credit cards (i.e. with Visa, MasterCard or American Express branding) and phone cards are regulated by the federal government. Under the federal Prepaid Payment Products Regulations, effective May 1, 2014, federally regulated gift cards may only charge maintenance fees under certain conditions, and may not set an expiry date for funds on those cards.
Target is my life. No for real, I do not think I could survive without my weekly trips there. You will probably be creating a baby registry here anyways, but if that was not in your plans you should highly consider it because when you sign up you qualify for a Baby Welcome Kit. It’s a box you will go pick up from your local Target full of samples and up to $50 worth of coupons. Moms say they’ve received everything from wipes to breast pads in theirs.
I've received a gift card/voucher – what should I do with it? It's simple – spend it as quickly as possible! That way you won't be affected if the retailer does go bust, plus you minimise the risk of you losing it/shoving it somewhere safe and forgetting all about it until after the credit runs out. Remember, most gift cards and vouchers have expiry dates.
In the past we've even seen other firms coming forward to accept gift cards when the retailer that's gone into administration won't honour them. When HMV entered administration in January 2013, for example, customers were given the option to exchange them for equivalent vouchers at Tesco, Asda or Boots instead. The Association of Business Recovery Professionals says gift cards may sometimes be accepted elsewhere to "preserve goodwill".
Tax Credits. Nine out of 10 families with children are entitled to tax credits, according to HMRC, but around 1.4 million fail to claim each year. The rules are complex, but to sum up, there are two types: Working Tax Credit (worth up to £1,960, plus £2,010 a year to couples and lone parents) and the Child Tax Credit. The Child Tax Credit Rules changed in 2017 and up to £2,078 for your first two children. You'll only get benefit for more children if exceptions apply. You'll only be eligible for the additional £545 family credit if one of your children was born before 6 April 2017. Check whether you qualify.